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A digital card, virtual card (VCC) or cloud card is an online hosted, digital virtual representation of any plastic card or a generic identification method in IdM. A digital card, unlike a plastic card, doesn’t require any physical representation in the first place as it is fully virtual and hosted online.
How does a virtual card work?
Unlimited VCC Create Methods work exactly like your physical bank card—they just live in your digital wallet on your phone instead of your physical wallet. Secured by encryption, they offer a safe and convenient way to pay online and in-store.
What is the means of virtual card?
As the name suggests, virtual payment cards are debit or Unlimited VCC Create Method that are created entirely online. They’re a randomly-generated 16-digit number, complete with a card verification number and expiry date. They act in the same way traditional credit cards do—without the need for a physical card.
Can I transfer money from virtual card to bank account?
You can transfer your virtual Visa funds to your bank just like you would transfer them from a regular card. The Visa card has a card number, expiration date and security code, just like a plastic card. If the issuer allows transfers to bank accounts, you should be able to do that by logging in to your online account.
How do I pay with a virtual Visa card?
You simply type the gift card or egift card number into the website’s shopping cart and complete the transaction.
How do I pay with a virtual debit card?
You can pay with your Virtual Debit Card at all merchants that accept contactless payments. All you have to do is add your card to your mobile device and place it near the POS terminal.
What is virtual card number?
Unlimited VCC Create Method are unique credit card numbers that allow you to transact on your main credit card account without using — or exposing — your main credit card account number. … The issuer of a virtual credit card number may allow you to lock or delete a particular virtual account number.
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